Frequently Asked Questions
Read Through Our Frequently Asked Questions
What exactly is a personal installment loan?
Time Finance Company Inc. is a finance company that offers personal installment loans (typically between $150.00-$1,460.00) that is paid back in equal monthly amounts over the life of the loan with accumulating interest. Monthly payments are one benefit of personal installment loans because it allows you to plan the payments into your monthly budget.
A personal loan is an alternative solution to pay for the unexpected expenses – from medical bills, auto repairs, home improvements, school supplies, college expenses, vacations and unexpected seasonal expenses. A personal loan from Time Finance offers fixed rates and monthly payments. Rates are based on Texas state regulations. The loan amount is based on various factors including your personal credit history, your personal income and other personal financial commitments.
What is an Installment Loan?
An installment loan is simply another version of a personal loan.
What is a Signature Loan?
A signature loan is a loan that uses only the borrower’s signature as a promise to pay. No collateral required. Your credit history and income will be used to determine eligibility.