Short Term Loans

For Those in the Arlington, Dallas, & Garland, TX Areas

Since 1960, Time Finance Company, Inc. has been providing residents in the Arlington, Dallas, & Garland, TX areas with short term loans. We will work to get you the money you need rapidly. If you need money quickly, give us a call.

You may be wondering what exactly a short term loan is. A short term loan is not a payday or title loan. You do not need collateral and often can obtain the loan the same day you apply for it. A short term loan allows the borrower to pay back the loan in a shorter time frame than a typical long-term loan. With a short term loan, they are normally paid back within one or two years. Taking out a short term loan can also have positive implications for your credit. If you need money in a short time frame, rely on Time Finance Company, Inc. Give us a call, or fill out a contact form today.

Benefits of Short Term Loans

There are many benefits to obtaining a short term loan. A short term loan is paid back normally within one or two years. There is less time for the loan to accrue interest which means your total amount paid back will be less and more favorable for you. Usually, with short term loans, you can get the money you need fast. It is also often easier to acquire a short term loan rather than a long-term loan. One disadvantage to these types of loans, however, is the fact that the amount loaned out is usually less than what would be possible with a long-term loan.

No matter what you need your short term loan for, we will work to get you approved and get you the money you need. Time Finance Company, Inc. is proud to serve those in the Arlington, Dallas, & Garland, TX areas. If you think you may benefit from a loan from us, contact our team today.

Common Questions

How much can I borrow?

We offer Personal Loans that fit your needs. Whether it’s to cover a small expense or improve your home we offer personal loans between $150 – $1,460.

How does the repayment period look like?

Our min/max repayment period is 2 – 13 months.

What is the max APR rate?

Please call or email us for more information. Below are a few examples.
2 months for a max loan of $1,460 with an APR 81.57%
13 months for a max loan of $1,460 with an APR 82.30%
2 months for the lowest loan of $150 with an APR is 141.38%

How much interest do you charge each month and per every $100?

The interest on our loans are equal to $4 for each $100 borrowed each month. For Example: if you borrow $200 for 4 months. You will pay $4 x 2=$8 per month and times that by 4 months. So, $8 x 4 months= $32 in interest. Plus, the 10% acquisition charge of $20. Brings the total interest and fees come to $52 if you take the full 4 months to payoff your loan. The State of Texas sets our interest